Friday, January 13, 2012
Rising Cost of Cat Insurance
Rising Cost of Cat Insurance
The cost of cat insurance balances rising veterinary costs.
As a cat owner myself I know firsthand about emergency visits to the veterinary clinic. A visit can easily cost me anywhere from $100-$200 in most cases. Sasha, my American short hair, has been part of my family for 9 years now. The fact that she is so old we have to be extra careful in what pet insurance coverage we get her.
In most cases cats suffer from nutritional disorders affecting their weight. This condition leads to obesity which in turn leads to obesity related illnesses. You can bet your pocket book/wallet will receive a sever dent if you have to have your cat treated for the above.
There are some things you can do to keep your cat healthy, safe and active.
Provide lean nutritious food
Clean drinking water
Exercise
Regular veterinary checkups
There is no getting around it. There will be times when accidents happen. I am sure you may have experienced this with a family member. A drive to the emergency room is in the realm of possibility. Even diseases can creep up on your cat where treatment will have to be provided.
The cost of cat health insurance is keeping vet bill in check. Vet bills are ever on the rise and our income doesn't keep up to par with it. Eventually the cost pile up and can become a strain on you and your family's finances. Have a good cat insurance plan should help curb the cost of unexpected treatment and extend the life of your cat.
Types of Coverage Your Cat Should Have
Your cat will need different coverage during the different stages of its life.
Kittens need vaccinations
Adult cats need preventative care
Older cats need age related treatment
These types of issues can be address with a simple cat insurance plan but what about cases of emergencies. Cat health insurance will keep your expenses low if any at all in cases such as these.
Here are three types of coverage you should consider as I have.
Wellness Coverage
Illness Coverage
Accident Coverage
Wellness Coverage
If you have a child then you may be familiar with the wellness visit your child gets at the doctor's office. Wellness coverage is sort of the same with your cat insurance. It's a holistic coverage that includes annual check-ups, vaccinations, spaying or neutering, and routing tooth cleaning.
Illness Coverage
Illness coverage expands on your wellness coverage. What you want to do here cover the most common illness that cats get (especially cats that go outdoors frequently). The common cat illness is as follows:
Arthritis
Conjunctivitis
Ear Mites
Feline Immunodeficiency Virus
Feline Infectious Peritonitis
Feline Leukemia Virus
Feline Stress
Fleas and ticks
Hairballs
Kidney Disease
Lyme disease
Urinary Tract Infection
Now you have to remember that it may depend on where you live, the breed and age of your cat that will determine whether or not your cat insurance company will be able to cover your cat. The cost of cat insurance is affordable so check it out.
by Sterling Rogers (http://www.best-rice-cooker.net/)
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